sbi e mudra

sbi e mudra

visit website :-  https://emudra.sbi.co.in:8044/emudra/basic-details

Features

  • Type of Facility: Working Capital and Term Loan
  • Purpose : Business purpose, capacity expansion, modernization
  • Target Group : Business Enterprises in Manufacturing, Trading and Services sector including allied agricultural activities.
  • Quantum of loan (Min/Max)
    • Maximum loan amount : Upto Rs 10 lacs
    • Loans upto Rs.50,000 are categorised as SHISHU
    • Loans from Rs.50,001 to Rs.500,000 are categorised as KISHORE
    • Loans from Rs.500,001/- to Rs.10,00,000/- are categorised as TARUN
  • Margin (%)
    • Upto Rs. 50,000/- Nil
    • Rs. 50,001 to Rs. 10 lacs: 10%
  • Pricing :Competitive Pricing Linked to MCLR
  • Repayment Period
    • WC/TL: in 3 – 5 yrs including a moratorium of upto 6 months depending on the activity/ income generation.
    • Review of WC/TL to be done annually.
  • Processing Fee
    • Nil for Shishu and Kishore to MSE Units
    • For Tarun: 0.50%(plus applicable tax) of Loan amount